Phew.

For those of you who are keeping track, you may have been wondering why I hadn’t reported on our budget lately. I think it was fear that we had overspent due to the unplanned Baltic Cruise. But I finally brought myself to input our September expenses into the spreadsheet and thankfully even thought we spent more than budgeted for September, the surpluses we had been running all year more than covered the overrun.

We have budgeted $5,800 a month and in September due to the cruise and its associated expenses (airfare, hotel, tours, etc.) we spent $9,937. But for the year we are still under budget by $3,900. Yay!

I don’t think I’ve posted this yet, but at the suggestion of our friends Peggy & Lowell who are joining us for the upcoming Transatlantic, we are staying aboard the ship after we reach Miami on November 19th for an additional 11 days. When I just told Mike the good news that we were still under budget for the year, he said, but we won’t be after you input the additional cruise. “Ha!” I said, yes we will…the cruise for both of us all in (including drinks and gratuities) was only $1,609 and we have $1,600 budgeted for rent in November plus $500 for food. So we should have a surplus in November too.

Of course I suspect we will need it to cover December!

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